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Unread 06-16-2009, 01:40 PM   #1
TileArt1
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The health care debate

Let's see if we can actually rationally discuss an issue.

The big battle cry from the right seems to be (to me, anyway) that President Obama wants to nationalize health care so that taxes are paying for everyone. I don't think that is the case. In fact, I believe that to be a ludicrous presumption but, again, that's just me. It is effective in that it gets all the "true conservatives" in an uproar and they can continuously chant "socialism" as the rebuttal. And it works.

I don't want "socialized medicine". What I do want is to be able to afford health insurance for me, my wife, and our three children without wondering if I should pay that bill or my mortgage. It's ridiculous!

So I'll throw out what I think needs to happen - I think there needs to be regulation on insurance companies and what they are allowed to do! My wife has rheumatoid arthritis and to attempt to insure her is a nightmare. Why are insurance companies allowed to pick and choose what or who gets covered? I know - it's a business. I have no problem with that. Here's what I do have a problem with, as soon as she was diagnosed with RA our insurance company dropped us like a hot rock! I won't mention any names but the initials are SF. After we had been with them for seven years. So now what? I ask the question and I get "well they have to make money" No sh$%%&#T! But my wife has to have a decent life and reliable health care also. But since they have to make money that priority trumps ours. Why is that? There needs to be in place a system of some sort to be able to make health care affordable for everyone - that's all I want. I don't want socialized medicine. I just want my wife to be able to get her medication AND the new used car she wants. We had to forego that because her medication is $1650 a month!

So all of you conservatives that believe the free market will solve everything - what is going to solve cases like mine? I work my ass off and pay taxes, I like to think I'm a productive member of society, am I asking for a handout? I'm just one guy - with a job. I don't want charity, what I want is common sense. Why is that called "socialism"?

How would you solve this problem? The "free market" apparently hasn't done it - in fact I believe it to be a large part of the cause. What is your solution? Or do you think everything is just fine as it is?

I know it won't happen, but can we attempt to remain civil?
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Unread 06-16-2009, 01:58 PM   #2
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First--Sorry to hear of your situation...You like millions of AMERICANS are in a ,no way out situation..I to am hoping that one of the Rrr ,,,,Conservatives can solve the problem before it hits them..
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Unread 06-16-2009, 02:18 PM   #3
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I'm not sure we can have a rational debate on this when you presuppose that the republicans or conservatives are evil monsters opposing reform of healthcare. Nice way to set up the debate by framing the other side as being the ones with the rotten attitude.

My .02 cents...

What passes for health insurance in today's system is nothing more than prepaid health care. Insurance should be offered at several levels of coverage and deductibles with max payouts etc. You should be free to purchase it or not just like you can with automobile insurance. The contract you sign with the insurance company should spell out the conditions on which they will pay, what the premiums will be and whatever else is needed to satisfy both parties.

Health care insurance should not be dependent on where one works or doesn't work. My employer doesn't offer to pay my automobile insurance, I don't see why I should be limited to whatever plan they offer.
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Unread 06-16-2009, 02:33 PM   #4
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Quote:
Originally Posted by Joe
You should be free to purchase it or not just like you can with automobile insurance.
Hopefully I'm not taking this out of context. In WA state, we are not free to not purchase auto ins. The state requires a minimum level, just as they do for contractors.

Maybe there should be a requirement for a minimum level of coverage chosen from existing options?
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Unread 06-16-2009, 02:41 PM   #5
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Hi Dana,

Well over here in NH you are not required to purchase automobile insurance. Live Free or Die!!

Insurance is to cover the risk of whatever you are insuring. The amount of coverage you get should be the amount you feel that you need.

Personal responsibility.
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Unread 06-16-2009, 02:50 PM   #6
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Joe,

I do not presuppose that either side is evil. The "set up" and "frame" was not intentional. The comment stems from the posts in another thread that offer absolutely no alternative solutions and do nothing but pound on the other side's position with seemingly prefabricated notions. I find it difficult to have a rational discussion in a thread named "King Obama", that's ridiculous to me.

It seems to me that all the conservative side has done in this issue is beat the "socialism" drum and offer ABSOLUTELY NO RATIONAL ALTERNATIVE! Sorry if that sound a bit bitter but isn't that why no rational alternative ever gets reached? I do not solve a problem by insisting the other side is wrong.

That's why I'm not in Congress.

I know not everyone (conservatives or republicans or liberals or democrats, etc. etc.) thinks the same way but why only one point of view or the other? Hence the purpose of this thread. It just seems to me that rather than discuss viable alternatives the only thing anyone can do is start "educating" everyone on why something won't work rather than explaining what they think will work. Both sides are guilty of this.

Is this an incorrect assumption on my part?
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Unread 06-16-2009, 03:00 PM   #7
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I've offered up my take on the situation. In essence, the federal government has plainly overstepped its authority in many facets of our lives. My own personal view is that the federal government can not and should not be involved in solving much of anything. More often than not they get in the way and cause more problems than they ever solve.
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Unread 06-16-2009, 03:50 PM   #8
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Roger
Sorry to hear about your wife. My wife has suffered with a particularly aggressive form of RA for roughly 17 years. She even spent 8 years on disability before putting herself through nursing school and going to back to work as a nurse. Curious as to which medicines your wife has tried and which one's work. We've been through just about every single one.
Ok, back to the topic at hand. To adequately tackle the health care issues, something we are NOT doing; we need to address the root causes of the problems. First, we seriously need tort reform. Insurance costs for doctors and even nurses, is insane and drives up the costs. Ok, now for the real health care fix;
We have become a reactive society as opposed to being a preventative one i.e. its all about treating ailments instead of preventing them. My wife works on a diabetic/heart unit. She regulatory sees people in my age range with major health issues. I'm 48 years old. I'm 6 foot and weight 160. I could not imagine having heart problems.
Americans are fat and unhealthy. We live off of fast food. We do not exercise like we should and we certainly do not get checkups like we should. Seems we should be focusing on preventing the sickness rather than concentrating on how to pay for treating it.
I'm not exactly sure what governments role should be. I'm dead against socialized health care. Instead of paying for something they could never afford; why can't they pay for a once per year wellness exam for every American?? Other than that, I really don't know how to force people to be healthy. I don't get why we don't take care of ourselves.
I eat a good diet that consists mostly of home cooking. I do not not eat fast food more than once per week. I read the ingredients of everything I purchase at the food markets. Hydrogenated oils do not find their way into my house. Nor does soda or products that are ridiculously high in salt and sugar. I purchase local chicken which is 100% naturally fed. I only feed my family organic milk (regular milk has traces of growth hormones). I also try to eat my fair share of veggies and fruit.
As for exercise; I spent the last two days tearing out a mud bathroom by myself. Need I say more?? I also walk a lot. My only vice is; I like to have a few drinks on the weekends but I do it in moderation. The mentality of Americans needs to change and it needs to start with parents. I'm appalled at how some of my kids friends live. Education is the key to a healthy nation.
Oh yeah, we are also a nation that loves our drugs. Doctors make easy money by writing ridiculous prescriptions. What are you guys currently taking and how necessary is it?? I bet half of what you folks are taking, are unnecessary. I take Allegra for allergies in the spring and aspirins for headaches and/or aches and pains. Nothing else except for vitamin C with Ester which prevents colds. In fact, I actually got off the Allegra's by taking 2 tablespoons of local honey for one month. We really need to focus on the root causes of our health problems if we're ever going to solve this humongous problem.
WAKE UP AMERICA!!!
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Unread 06-16-2009, 04:03 PM   #9
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Roger, you need to clean the wax outta yer.....um......eyes? Not only have I offered potential solutions, but many of my questions about your side's solutions go unanswered. Why?

I thought the same thing as Joe. Basically the original post asked for civil debate, as long as your not an evil conservative.
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Unread 06-16-2009, 04:05 PM   #10
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http://www.glennbeck.com/index.php#

After you click that link look to the right and find the video that says Obama's Health.....

Waste 4 minutes of your time and learn.
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Unread 06-16-2009, 04:24 PM   #11
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Rick,
She's tried just about everything that was out four years ago and finally ended up on a combination of Hydroxychloroquine (Plaquenil) and Methotrexate (Trexall). No single medication ever worked significantly well but after several attempts at combined meds this one has worked fairly well for the last three years or so.

Medical professionals' insurance costs are another way the insurance companies control medical costs. Another reason for some sort of regulation and something I've given a lot of thought to. A large part of it stems from assinine lawsuits by people that have no business trying to sue anyone.

I think if you attempt to sue and lose you should be charged with a crime. You'll get a fair trial and all, but if a jury of your peers decides you've wasted the state's time because you were too stupid to know that hot coffee will burn you if you spill it on your crotch without having that written on the cup - you need a swift kick in the ass. Yeah, it'll never happen but it's fun to think about.

Quote:
Originally Posted by Joe
Personal responsibility.
I agree! Is it my responsibility that Insurance companies drive up costs to the point that I need a second and third job? Or is it theirs? Personal responsibility should go hand in hand in part with corporate responsibility. It isn't my responsibility that the jackass in the next room ate seven big macs a day for ten years then sued his doctor because he wasn't warned he may be headed for heart failure, is it? Rick is right - people need to take responsibility for their own health. If they choose not to do so, though, why should that put my families health in jeapordy because I can't afford the insurance companies cost to cover that lawsuit?

I'm all for personal responsibility as long as someone else's lack thereof doesn't affect my ability to take personal responsibility for me and my family. Try to say that fast three times.
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Unread 06-16-2009, 04:28 PM   #12
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Quote:
Originally Posted by Greg
but many of my questions about your side's solutions go unanswered
I don't have a side, Greg. I thought we've discussed that - a lot.

Sorry, I didn't look in your "I hate the President King so I'm gonna start this" thread for your health care plan. Strangely I didn't think it would be there. Weird, huh?
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Unread 06-16-2009, 04:41 PM   #13
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Sorry to harp on auto insurance but it is the closest thing to compare. In NH the insurance premiums you pay and the coverages you select are highly dependent on the personal choices you make. Compared to Massachusetts, which highly regulates the automobile insurance (no fault insurance, etc.) the premiums you pay are exorbitantly high and your choices are limited.

Government interference in the marketplace tends to distort the prices you pay and the options that are available.

We have something of an indicator as to how the costs will rise under government health care. Take a look at Medicare and what the politicians said it would cost versus what it costs now. It is rife with fraud and abuse which the feds can't seem to fix.
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Unread 06-16-2009, 04:43 PM   #14
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Perhaps Jason's response will give everyone a hint as to why my original post sounds the way it does to you. Everyone is railing on me because it sounds like I'm absolutely against conservative's point of view - I'm not.

Glenn Beck's brand of, well, whatever he's calling it this week is exactly what I'm talking about. Four whole minutes of my life I'll never get back explaining to me why you think the other side is wrong. Thanks.

Guess I just missed the alternative, viable solution part?
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Unread 06-16-2009, 04:46 PM   #15
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You don't like my solution?
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