Dave Ramsey

[ddmoit]

Any Dave Ramsey fans/listeners among us?

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[4mica]

I love Dave Ramsey, as much as he loathes credit! ;)

[Eric Philson]

I do what grandma used to do, except I keep my teeth in. :)

[Davy]

Yeah, I like listening to Dave Ramsey. I got my wife listening to him, now all I get is beans and rice for supper. :)

[ddmoit]

Davy, I'm pretty sure Dave is OK with the occasional rice and beans.:D

[tilerite]

I've listened to him before, but I'm not sure where to find him now. I have both Sirius and XM radio. He's gotta be in the mix somewhere, eh?

[ddmoit]

From his Web site (http://www.daveramsey.com/radio/home/) :

XM Satellite Radio Mon-Fri
Channel 165, 3-7pm EST

Sirius Satellite Radio Mon-Fri
Channel 161, 9pm-12Midnight EST

[HS345]

Rick, try itunes.

Oops, Dan beat me. The podcast is probably commercial free though.

[HS345]

I just finished downloading todays show off of itunes. I've never listened to the guy, I'll have a go and report back. :usflag:

[INtilesetter]

Right on Dan...My wife got me into Dave Ramsey about 4 years ago, cut the credit cards up,Haven't had one since. Deer,rice and beans is a typical statement around here too. We got to see his seminar in Louisville ,KY 3 years ago.He really makes sense to me about financial freedom.....can't wait fer the day to call in and tell Dave we're DEBT FREE!

[Eric Philson]

Those financial principles are so very applicable for small independant operators, like most tile people are. We've been debt free for several years. It was a lot of work. But being out of debt, and some intervention from providence, got us through a pretty tough time in central northern Michigan as the axe was falling on the economy there.

Now that we're back in PA, people that see how we live think we're goofy, irresponsible, nuts. I just tell them we're easing our way into becoming amish. :)

It's amazing how little money it actually takes to live and breathe and have our being...and I have SIX KIDS. If I can do it, anyone can. It really is freeing.

It's worth considering that up till just a couple generations ago in our country, someone in debt was thought to be one of two things, destitute or of ill repute. Ramsey is on the mark when he says debt does not equal prosperity. But so many are living as though the opposite is true.

[ddmoit]

I don't always agree with his opinions when he starts to veer from his main area of expertise, and I can't say that I completely live by his advice, but I'm moving in that direction.

I think Dave has done way more than most when it comes to helping people. Instead of giving handouts, he's reducing the number of people who need handouts.

I actually got to see one of his live events in Evansville, Indiana a few years ago. My wife works for Whirlpool, and they picked up the tab for a number of their employees that wanted to go. I give credit to Whirlpool for understanding how it is in Whirlpool's own interest to have fewer employees worrying about their day-to-day personal financial situation when they're on the clock.

If you listen to his show long enough, you pretty much know what he's going to say to a particular caller, but I still listen anyway because he's an engaging personality (and to see if I am right).

The world is a better place because of Dave.

[tilerite]

I'll check him out on XM. Thanks.

[Trask]

I love the guy..He changed my life :)

[Eric Philson]

I love the guy, he changed my wife. :)

[ddmoit]

These are potentially good times for the folks that have heeded the advice of Dave Ramsey.

These are people that have gotten out of debt while they still could - despite government incentives to borrow and consume at every turn.

This market downturn represents good times for folks who are currently sitting on piles of cash. That cash might not be worth much in five years, but stocks bought with it today will probably do better.

Many lasting family fortunes were made during market bottoms. The Kennedy family is one example. Legend has it that Joe Kennedy got out of the stock market before it crashed when he got a stock tip from his shoeshine boy. He figured that the market was oversold for certain if shoeshine boys were offering stock tips. He got back in at fire-sale prices.

[Trask]

Amen to that brother. :bow:

[John K]

Dan,

You forgot to mention that "Joe" made most of his money running moonshine. He was a friggin thief. :blah:

[sandbagger]

moonshine was prolly one of the more benign businesses Joe ran. :suspect: